- Company Name
- Scope AT Limited
- Job Title
- Solution Architect - Instant Payments, API, Payment Gateways, Investment banking, Chester
- Job Description
-
**Job Title**
Solution Architect – Instant Payments, API, Payment Gateways, Investment Banking
**Role Summary**
Design and lead the end‑to‑end architecture of instant payment solutions, API ecosystems, and payment gateway integrations for investment banking environments. Drive technology strategy, ensure scalability, security, and regulatory compliance, and collaborate with stakeholders to bridge business and technical requirements.
**Expectations**
- Deliver robust, high‑performance payment architectures on a 12‑month contract, with potential extension.
- Exhibit deep domain expertise in instant payments, API design, payment gateways, and banking IT solutions.
- Act as a technical leader, mentor developers, and coordinate cross‑functional teams.
**Key Responsibilities**
- Architect and document system designs for instant payment flows, API gateways, and payment production environments.
- Define integration patterns with core banking systems, third‑party providers, and regulatory reporting tools.
- Evaluate and select technology stacks, middleware, and security controls to meet performance and compliance requirements.
- Lead design reviews, risk assessments, and architecture governance across the project lifecycle.
- Collaborate with product owners, SMEs, and engineering teams to translate business requirements into technical specifications.
- Provide guidance on testing, deployment, and monitoring of payment services.
- Ensure adherence to industry standards (PCI, PSD2, ISO 20022) and internal security frameworks.
**Required Skills**
- Proven experience as a Solutions/Systems Architect in payment or banking technology.
- Strong knowledge of instant payment schemes (e.g., Faster Payments, RTGS, SEPA Instant) and API management (REST/GraphQL, Swagger/OpenAPI).
- Hands‑on experience with payment gateway integration and payment production environments.
- Familiarity with core banking platforms (e.g., Temenos, Finacle, FIS) and settlement systems.
- Expertise in cloud architecture (AWS, Azure, GCP) and microservices design.
- Solid understanding of security protocols (TLS, OAuth 2.0, JSON Web Tokens) and regulatory compliance.
- Excellent communication, stakeholder management, and leadership skills.
**Required Education & Certifications**
- Bachelor’s or Master’s degree in Computer Science, Software Engineering, or related field.
- Professional architecture certification preferred (e.g., TOGAF, AWS Solutions Architect, Certified Agile Architect).
- Banking or payments domain certifications (e.g., Certified Payments Professional) advantageous.