Capfinances

About the Company

QUI SOMMES-NOUS ? Le Groupe Capfinances est le 1er courtier indépendant en France, spécialisé dans la gestion de patrimoine, l’assurance-vie, l’épargne, la retraite, l’immobilier, la prévoyance et l’assurance emprunteur au service des particuliers et des professionnels. Créée en 2004, Capfinances est un acteur majeur de la gestion de patrimoine en France: LABEL EXCELLENCE décerné au produit « Perfutura Premium » en 2024 (Les Dossiers de l’Épargne) Top 10 des 100 meilleurs courtiers français en 2023 (La Tribune de l’Assurance) 1er du Top 10 Vie-Épargne en 2020 et 2025 (La Tribune de l’Assurance) 6e du Top 10 des courtiers spécialistes en 2020 (L’Argus de l’Assurance) La société affiche depuis plus de 20 ans des résultats très positifs : • + de 63 000 clients dans toute la France ; • Une croissance du Chiffre d’affaires de +28 % en 2024. L'ASSURANCE D'UN AVENIR Que vous soyez particulier, salarié, indépendant ou retraité, le Groupe Capfinances répond à l’ensemble de vos besoins patrimoniaux : Transmission de patrimoine Préparation à la retraite Protection de la famille Enrichissement personnel Défiscalisation Immobilier Crédit immobilier Assurance de prêts Prévoyance NOS CENTRES D'AFFAIRES Présent à l’échelle nationale, Capfinances dispose de 19 centres d’affaires : Amiens Angers Besançon Biarritz Bordeaux Brest Caen Dijon Lille La Rochelle Lorient Montpellier Nantes Nice Niort Rennes Rouen Tours Toulouse Plus de 890 Mandataires d'Intermédiaire en Assurance indépendants accompagnent nos clients au quotidien dans toute la France. Chez Capfinances, l’humain et l’expertise sont au cœur de notre démarche, pour bâtir ensemble un avenir financier solide.

Listed Jobs

Company Name

Capfinances

Job Title

Conseiller Patrimonial H/F (MIA)

Job Description

**Job Title:** Wealth Advisor (Independent) – H/F (MIA) **Role Summary:** Provide comprehensive, independent wealth management advice to private clients throughout the investment lifecycle. Build and maintain a portfolio of high‑net‑worth individuals, assess their financial needs, and deliver tailored solutions across retirement planning, succession, family protection, tax optimization, personal wealth growth, and real‑estate investment. **Expectations:** - Develop and grow a profitable client portfolio. - Achieve revenue targets aligned with a €40‑80 k annual compensation range. - Maintain rigorous follow‑up on client strategies and compliance. - Expand a network of referral partners and ensure high client retention. **Key Responsibilities:** - Prospect and acquire new wealth‑management clients. - Conduct in‑depth financial needs analysis and create comprehensive asset assessments. - Recommend and implement appropriate financial products and strategies. - Monitor and adjust client portfolios to meet evolving objectives. - Cultivate relationships with prescribers and referral sources. - Provide continuous support and advice to clients over the long term. **Required Skills:** - Strong business development and networking abilities. - Excellent analytical and financial assessment skills. - Persuasive communication and client‑service orientation. - Ability to work autonomously in an independent/freelance setting. - Proficiency in French (mandatory); English optional. - Valid driver’s license (Category B) and willingness to travel frequently. **Required Education & Certifications:** - Completion of the free professional training leading to ORIAS II certification (mandatory to operate as an independent wealth advisor). - No specific degree required, but a background in finance, economics, or related fields is advantageous. - Ongoing professional development provided by the firm.

Rennes, France

Hybrid

18-12-2025

Company Name

Capfinances

Job Title

Business Developer MIA

Job Description

**Job Title**: Business Developer – Wealth Management **Role Summary** Drive growth of a high‑value personal wealth portfolio by advising clients on retirement, succession, protection, tax, personal enrichment, and real‑estate investment. The role combines client acquisition, financial analysis, solution recommendation, and long‑term relationship management within an independent advisory framework. **Expectations** - Acquire and maintain the ORIAS II professional license to act as an independent wealth advisor. - Build and grow a portfolio of affluent clients, achieving quarterly acquisition and retention targets. - Develop a robust prescriber network, securing referrals from professional contacts. **Key Responsibilities** - Prospect and onboard new high‑net‑worth clients. - Conduct comprehensive needs assessments and create detailed wealth reports. - Design and propose tailored investment, tax, and estate strategies. - Monitor and review client portfolios, ensuring adherence to agreed‑upon strategies. - Maintain ongoing communication to deepen client loyalty and encourage cross‑sell of advisory services. - Coordinate with internal support teams to deliver services efficiently. **Required Skills** - Strong sales and prospecting capabilities in the financial services sector. - Proficient in financial analysis, retirement planning, estate planning, tax optimization, and property investment. - Excellent client communication and relationship‑building skills. - Ability to develop and maintain a referral network. - Familiarity with digital advisory tools and CRM systems. **Required Education & Certifications** - Minimum of a bachelor's degree in finance, economics, business, or a related field. - ORIAS II certification (professional license for independent wealth advisory) required. ---

Lorient, France

Hybrid

18-12-2025

Company Name

Capfinances

Job Title

Conseiller Patrimonial (MIA) H/F

Job Description

Job Title: Wealth Management Advisor (ORIAS II) Role Summary: Independent wealth manager responsible for building and maintaining a portfolio of high-net-worth clients. Provides comprehensive financial planning—including retirement, succession, family protection, taxation, personal enrichment, and real‑estate investment—while delivering tailored solutions under the ORIAS II framework. Expectations: - Grow and manage a personal client base of at least 30–50 qualified relationships. - Achieve predetermined sales and client‑retention targets within the specified commission structure. - Demonstrate proactive prospecting, network expansion, and partnership development. - Maintain strict compliance with regulatory obligations and ORIAS standards. Key Responsibilities: - Prospect and acquire new clients through referrals, events, and targeted outreach. - Conduct detailed needs analyses and produce comprehensive wealth assessment reports. - Recommend suitable financial products (insurance, investment, tax‑efficient solutions) that align with clients’ long‑term objectives. - Monitor and review client strategies regularly, adjusting recommendations as circumstances evolve. - Build and nurture a robust pipeline of prescribers and professional referral partners. - Sustain long‑term client relationships with ongoing support and communication. - Utilize digital tools to streamline processes and enhance client experience. Required Skills: - Strong business‑development acumen and proven client‑acquisition experience. - Excellent analytical skills in financial planning, tax planning, retirement and estate strategy. - Superior interpersonal, communication, and negotiation abilities. - Self‑motivated with a results‑driven mindset; able to work independently. - Ability to manage several client portfolios simultaneously and maintain meticulous record‑keeping. - Adaptable to evolving market trends and product offerings. Required Education & Certifications: - Successor qualification: ORIAS II certification (or equivalent license) for independent wealth managers. - Bachelor’s degree in Finance, Economics, Law, or related field preferred. - Valid French driver’s license (Category B). - Fluency in French (mandatory). ---

Auxerre, France

Hybrid

16-02-2026