Ideas Lab

About the Company

The Ideas Lab is a brand-new type of independent, agnostic venture builder, dedicated to resourcing, seeding and launching multiple startups simultaneously in a new way.

The brain-child of Exited Founder Matthew Adam, ventures are gleaned from our own idea-set over a decade of learning specific market pain points across all sectors. Following a £500k seed round we launched in early 2025 and hired our new team.

Working through a huge pipeline of initial ideas, our first 3 ventures are being trialed right now!

Listed Jobs

Company Name

Ideas Lab

Job Title

Insurance Expert In Residence (Advisory)

Job Description

Job Title: Insurance Expert in Residence (Advisory) Role Summary: Senior advisory position providing expertise on underwriting, broker‑MGA dynamics, and regulatory compliance for a UK‑focused business insurance MGA targeting fast‑moving startup sectors. Responsibilities include product validation, intake design, and risk‑data definition to enhance underwriting quality and scalability. Expectations: - Commit 4‑10 hours/month initially, subject to expansion. - Deliver strategic guidance on underwriting workflows, evidence requirements, and FCA authorisation pathways. - Maintain a high‑level view of industry standards and regulatory constraints while advising on product features and interface design. Key Responsibilities: - Validate product concepts against real underwriting and underwriter‑broker-GGA constraints. - Define “good risk data” for startup segments and shape intake flow logic and evidence requirements. - Review prototypes, provide underwriter‑readiness feedback, and refine submission structure. - Identify early regulatory and compliance risks within FCA and broader UK insurance framework. - Advise on avoiding technology‑first pitfalls in a relationship‑driven market. - Develop a practical roadmap to FCA authorisation for the venture. - Leverage broker, MGA, and carrier networks to benchmark underwriting decisions and capacity realities. Required Skills: - 5+ years hands‑on UK business insurance experience (broker, MGA, insurer/carrier, or Lloyd’s/London Market). - Direct exposure to underwriting decisions, submission quality standards, and broker‑MGA‑carrier incentives. - Strong judgment on underwriter capacity and regulatory constraints. - Deep knowledge of underwriting workflow, intake processes, and risk‑data requirements. - Excellent communication skills for translating complex insurance concepts into product design. - Ability to work independently with a flexible, part‑time commitment. Required Education & Certifications: - Relevant formal qualification (e.g., ACII or equivalent) preferred but not mandatory. - Demonstrated professional experience in UK business insurance.

London, United kingdom

Hybrid

Mid level

16-02-2026